Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for construction, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides depository services; and fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including commercial vehicle, construction equipment, two wheeler, car, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. It operates branches in 28 states and 4 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.

Revenue projections:

Revenue projections for MANAPPURAM
Revenue projections for MANAPPURAM

MANAPPURAM is projected to experience a revenue decline compared to last year, a development that often leads to investor caution. The drop could negatively impact the company's bottom line, as lower revenues typically signal reduced profitability, prompting more conservative investment strategies.

Financial Ratios:

currentRatio 0.000000
forwardPE 11.377395
debtToEquity 301.609000
earningsGrowth -0.143000
revenueGrowth -0.017000
grossMargins 0.966340
operatingMargins 0.285810
trailingEps 4.710000
forwardEps 26.100000

MANAPPURAM's Forward PE is at a healthy level, indicating that the stock price is well-positioned relative to its earnings. With the stock not being overvalued, there remains room for future growth, suggesting a balanced opportunity for investors seeking potential upside.
MANAPPURAM's high debt-to-equity ratio indicates the company is using significant leverage, relying more on debt to finance its operations. This can lead to higher risk, especially if profitability falters or economic conditions worsen.
MANAPPURAM's low growth in both earnings and revenue signals a potential profit decline. This could be a sign of financial trouble, suggesting that the company's profitability might shrink in the near future.
Manappuram Finance Limited's positive gross and operating margins reflect its profitability and efficiency. These metrics demonstrate the company's ability to manage costs effectively while generating strong revenue, highlighting its solid financial health and operational effectiveness.
MANAPPURAM's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights MANAPPURAM's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for MANAPPURAM
Price projections for MANAPPURAM

Manappuram Finance Limited's price projections have steadily risen over time, pointing to increasing optimism about the company's prospects. This upward revision suggests that analysts expect Manappuram Finance Limited to continue delivering solid performance in the future.

Insider Transactions:

Insider Transactions for MANAPPURAM
Insider Transactions for MANAPPURAM


MANAPPURAM had 2 sell transactions, while the market price was at 232.8249969482422 per share.The period under consideration did not see any sell transactions.The trend of more buys than sells at MANAPPURAM's current price levels suggests a possible bullish sentiment. This could indicate that investors are expecting a favorable outlook for the stock, prompting more buying activity.

Recommendation changes over time:

Recommendations trend for MANAPPURAM
Recommendations trend for MANAPPURAM


The recent buy bias for MANAPPURAM from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see MANAPPURAM as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.