Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

IDBI Bank Limited engages in the provision of banking and financial solutions to retail and corporate clients in India. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and Internet banking; and investment advisory and capital market services. It also provides fund and non-fund-based assistance; packing credit to exporters; receivable buyout with recourse; channel financing for dealers of corporates; scheme for financing automated teller machines/cash dispense vendors; technology upgrading fund scheme for textile and jute industries; and lending to non-banking finance companies/housing finance companies and commercial real estate sector. In addition, the company offers bank guarantees, letters of credit, documentary collection, bill discounting, and foreign currency; cash management, treasury, trade finance, and remittance services; and debt syndication and advisory services. Further, it provides finance to micro, small, and medium enterprises; agriculture finance; and products and services for non-resident Indians. Additionally, the company offers information technology and security, and contact center services; merchant banking, stock broking, corporate advisory, portfolio management of pension/PF funds and research activities, debt arranging and undertaking, and distributes financial products; mutual fund; and security trusteeship assignments, share pledge trustee, venture capital fund, safe keeping, escrow agency, and other trusteeship services, as well as acts as a trustee to securitization transactions and bond/debentures. The company was formerly known as IDBI Ltd. and changed its name to IDBI Bank Limited in May 2008. IDBI Bank Limited was founded in 1964 and is headquartered in Mumbai, India.

Revenue projections:

Revenue projections for IDBI
Revenue projections for IDBI



Financial Ratios:

currentRatio 0.00000
forwardPE 17.55102
debtToEquity 0.00000
earningsGrowth 0.00000
revenueGrowth 0.00000
grossMargins 0.00000
operatingMargins 0.15577
trailingEps 8.64000
forwardEps 4.90000

IDBI's Forward PE is positioned well, reflecting a favorable balance between stock price and earnings. The stock isn't overpriced, offering room for growth and making it a potentially rewarding investment as its value has room to rise further.
IDBI's forward EPS being lower than its trailing EPS suggests the company is expected to see reduced profitability in the current financial year compared to the previous one. This signals a potential decline in earnings, raising concerns about future financial performance.

Recommendation changes over time:

Recommendations trend for IDBI
Recommendations trend for IDBI


The analysts' mixed assessment of IDBI, without clear buy or sell recommendations, signals potential uncertainty. Investors might benefit from broadening their research to include other market trends and financial indicators before making any investment decisions.