Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Insurance - Diversified

ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, group and mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, legal and compliance, actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, tele-sales, direct alliances, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.

Revenue projections:

Revenue projections for ICICIGI
Revenue projections for ICICIGI

With ICICI Lombard General Insurance Company Limited's revenues forecasted to be lower than last year's, investors are expected to be cautious. A decline in revenue typically harms the company's bottom line, reducing profitability and making investors less confident about the company's ability to sustain its financial health.

Financial Ratios:

currentRatio 0.391000
forwardPE 24.632063
debtToEquity 0.057000
earningsGrowth 0.067000
revenueGrowth 0.122000
grossMargins 0.235960
operatingMargins 0.114360
trailingEps 55.310000
forwardEps 73.883380

ICICI Lombard General Insurance Company Limited's current ratio being 0.391 suggests that the company's current assets and cash reserves may not be enough to meet its short-term debt obligations. This points to possible liquidity challenges, signaling the need for additional funding.
ICICIGI's Forward PE is in a reasonable range, indicating the stock is priced well relative to its earnings. The stock isn't overpriced, which leaves room for future growth, making it an attractive option for investors seeking value and long-term gains.
ICICI Lombard General Insurance Company Limited's forward EPS surpassing its trailing EPS signals that the company is anticipated to be more profitable this year than last. This growth expectation highlights ICICI Lombard General Insurance Company Limited's potential for increased earnings and a stronger financial performance in the upcoming year.

Price projections:

Price projections for ICICIGI
Price projections for ICICIGI

The price of ICICI Lombard General Insurance Company Limited has remained consistently close to the lower limit of projections. This ongoing pattern raises concerns about the stock's performance and may reflect market hesitance regarding the company's growth prospects.

Insider Transactions:

Insider Transactions for ICICIGI
Insider Transactions for ICICIGI


4 sales of ICICIGI stock were made, with market price at 1871.0499877929688 per share.There were no sell transactions throughout the period under consideration.More buys than sells near the current price levels of ICICIGI might signal a favorable outlook for the stock. Investors seem to be showing confidence by purchasing more, potentially expecting positive future performance.

Recommendation changes over time:

Recommendations trend for ICICIGI
Recommendations trend for ICICIGI


A recent buy bias from analysts toward ICICIGI may inspire confidence in investors, who could view the stock as a promising investment. This positive sentiment suggests that ICICIGI might be an appealing option for those looking to grow their wealth through stock market investments.