Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for housing projects, such as urban and rural housing; co-operative housing; community toilets; land acquisition; retail housing; repairs and renewals; slum upgradation; and staff housing, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, joint sectors, and retail. It provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, distribution, and renovation; emerging sector; smart city; and social infrastructure projects, such as National games village, stadia, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, schools and colleges, State Vidhan Sabha Sadans, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoria, convention halls, crematoriums, etc., as well as commercial infrastructure projects, including office buildings spaces, business/trade centres, shopping malls, market complexes, theatres/multiplexes/entertainment centres, hotels, guest houses, terminal markets, multilevel parking, tourist centres etc. In addition, the company offers consultancy services, including architecture, regional and urban planning, environmental planning and monitoring, construction and project management; valuation and real estate consultancy services. Further, it provides research and training services, such as training capacity; research facilitation; partnership and networking; documentation, dissemination, and publication; and technical inputs in sectoral policies and programmes. The company was incorporated in 1970 and is based in New Delhi, India.

Revenue projections:

Revenue projections for HUDCO
Revenue projections for HUDCO

Revenues for HUDCO are projected to remain steady compared to last year, creating a neutral outlook. Investors may see this as a balanced signal, indicating stability but offering little in terms of growth or new opportunities for significant returns.

Financial Ratios:

currentRatio 698.06600
forwardPE 8.31960
debtToEquity 645.77500
earningsGrowth 1.72200
revenueGrowth 0.06000
grossMargins 0.99928
operatingMargins 0.51505
trailingEps 20.14000
forwardEps 25.00000

Housing and Urban Development Corporation Limited's current ratio is 698.066, showing the company's capacity to service its short-term debt through its cash reserves and current assets. This is a positive indicator of liquidity, suggesting Housing and Urban Development Corporation Limited has no trouble covering its short-term financial obligations.
HUDCO's high debt-to-equity ratio indicates a high level of leverage, meaning the company relies significantly on debt for financing. This can increase financial risk, particularly in times of economic instability or reduced profitability.
HUDCO's positive gross and operating margins suggest the company is performing profitably. These margins reflect efficient cost management and strong revenue generation, signaling healthy financial performance and operational effectiveness.
Housing and Urban Development Corporation Limited's forward EPS is higher than its trailing EPS, which signals that the company is expected to achieve greater profitability this financial year. This suggests improved earnings performance, indicating a positive outlook for Housing and Urban Development Corporation Limited's financial growth.

Price projections:

Price projections for HUDCO
Price projections for HUDCO

Over time, HUDCO's price projections have steadily declined, reflecting reduced confidence in the company's future performance. The downward revisions suggest analysts are becoming more conservative in their assessments.

Recommendation changes over time:

Recommendations trend for HUDCO
Recommendations trend for HUDCO


The recent buy bias for HUDCO from analysts signals strong confidence in the stock's potential. This positive sentiment could encourage investors to see HUDCO as a smart place to invest their money, especially those looking for stable, long-term returns in a well-established company.