Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Credit Services

Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for housing projects, such as urban and rural housing; co-operative housing; community toilets; land acquisition; retail housing; repairs and renewals; slum upgradation; and staff housing, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, joint sectors, and retail. It provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, distribution, and renovation; emerging sector; smart city; and social infrastructure projects, such as National games village, stadia, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, schools and colleges, State Vidhan Sabha Sadans, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoria, convention halls, crematoriums, etc., as well as commercial infrastructure projects, including office buildings spaces, business/trade centres, shopping malls, market complexes, theatres/multiplexes/entertainment centres, hotels, guest houses, terminal markets, multilevel parking, tourist centres etc. In addition, the company offers consultancy services, including architecture, regional and urban planning, environmental planning and monitoring, construction and project management; valuation and real estate consultancy services. Further, it provides research and training services, such as training capacity; research facilitation; partnership and networking; documentation, dissemination, and publication; and technical inputs in sectoral policies and programmes. The company was incorporated in 1970 and is based in New Delhi, India.

Revenue projections:

Revenue projections for HUDCO
Revenue projections for HUDCO

The projection that HUDCO's revenues will remain stable compared to last year presents a neutral stance. This steady performance may suggest financial reliability, though it lacks the potential growth indicators that could excite more aggressive investors.

Financial Ratios:

currentRatio 0.00000
forwardPE 11.20000
debtToEquity 705.76400
earningsGrowth -0.03000
revenueGrowth 0.16100
grossMargins 0.99475
operatingMargins 0.66308
trailingEps 13.89000
forwardEps 20.00000

HUDCO's Forward PE is at a healthy level, meaning the stock price is aligned favorably with earnings. This suggests that the stock isn't overpriced, providing room for growth and making it an appealing option for investors looking to capitalize on potential future gains.
HUDCO's high debt-to-equity ratio indicates the company is using significant leverage, relying more on debt to finance its operations. This can lead to higher risk, especially if profitability falters or economic conditions worsen.
With positive gross and operating margins, HUDCO's profitability is evident. These metrics suggest the company is efficiently managing its expenses while maintaining strong revenue, highlighting a solid financial foundation.
With HUDCO's forward EPS higher than its trailing EPS, the company is expected to be more profitable in the current financial year. This signals confidence in HUDCO's growth potential, as improved earnings are forecasted compared to the prior year's performance.

Price projections:

Price projections for HUDCO
Price projections for HUDCO

HUDCO's price projections have gradually declined, indicating growing uncertainty about the company's ability to meet previous targets. The downward trend reflects a more conservative view of HUDCO's future.

Recommendation changes over time:

Recommendations trend for HUDCO
Recommendations trend for HUDCO


A recent buy bias from analysts toward Housing and Urban Development Corporation Limited indicates strong confidence in the stock's future performance. This could encourage investors to park their money in Housing and Urban Development Corporation Limited, viewing it as a stable and potentially rewarding investment opportunity with promising long-term growth prospects.