Overall Fundamental outlook

Business Operations:

Sector: Financial Services
Industry: Banks - Regional

AU Small Finance Bank Limited engages in the provision of various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts; and debit and credit cards, as well as safe deposit locker services. The company also offers vehicle loans for cars, two-wheelers, tractors, and commercial vehicles, as well as construction equipment; personal, home, gold, business, agriculture, working capital, and construction loans; and financial institutional lending services. In addition, it provides life, health, general, fire, SME, and motor insurance; mutual funds and national pension system; overdraft, cash credit, bank guarantee, and letters of credit; and internet and mobile banking, collection and receivables, and payment and other merchant payment services. Further, the company provides government banking services to central government, state governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. It operates through its bank branches, correspondents banking outlets, business correspondents, and ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.

Revenue projections:

Revenue projections for AUBANK
Revenue projections for AUBANK

With AUBANK's revenue expected to be lower than the previous year, investors may become cautious. Declining revenues often negatively impact the bottom line, reducing profitability and raising concerns among investors about the company's ability to maintain strong financial performance moving forward.

Financial Ratios:

currentRatio 0.000000
forwardPE 16.711641
debtToEquity 0.000000
earningsGrowth 0.626000
revenueGrowth 0.371000
grossMargins 0.000000
operatingMargins 0.355500
trailingEps 35.050000
forwardEps 60.637370

AUBANK's Forward PE being in a good range suggests that its stock price is aligned well with earnings. The stock is not considered overpriced, offering room for future growth, which makes it an appealing investment opportunity with the potential for value appreciation.
AUBANK's positive growth in earnings and revenue suggests the company is on track to expand its business. These indicators highlight a healthy financial performance, with AUBANK expected to increase its market presence and profitability.
AU Small Finance Bank Limited's forward EPS exceeding its trailing EPS means that the company is expected to increase profitability in the current financial year. This reflects improved earnings potential, signaling that AU Small Finance Bank Limited is likely to outperform its previous year's financial performance.

Price projections:

Price projections for AUBANK
Price projections for AUBANK

AU Small Finance Bank Limited's stock price has consistently been near the lower edge of expected values, indicating potential struggles in meeting growth projections. This trend may reflect a cautious market sentiment toward the company.

Insider Transactions:

Insider Transactions for AUBANK
Insider Transactions for AUBANK


4 AUBANK stock sales were completed, with market price of 808.7250061035156.No sell transactions were carried out during the period under review.The higher volume of buys compared to sells near current AUBANK price levels may suggest optimism among investors. This could point to a favorable market outlook, as more people are willing to invest at these prices, anticipating potential future growth or strong performance.

Recommendation changes over time:

Recommendations trend for AUBANK
Recommendations trend for AUBANK


Analysts have been favoring AUBANK with a buy bias recently, signaling a promising investment opportunity. This optimistic outlook may attract more investors, positioning AUBANK as a desirable option for those seeking to invest their money in a stable, profitable company with strong growth potential.